September is Life Insurance Awareness Month, making it an ideal time to educate yourself about this important financial decision. According to the Life Insurance Marketing and Research Association (LIMRA), 44% […]
Consumer Connection: September is Life Insurance Awareness Month
Consumer Connection: Tree Damage and Insurance
Severe weather, high winds, or old age can cause trees or large branches to fall, sometimes causing damage to your home, garage, fence, or vehicle. In the aftermath, many homeowners […]
Consumer Connection: Service Contracts
Service contracts are legal agreements that specify the terms and conditions for providing a specific service, and the responsibilities of each party. The Iowa Insurance Division (Division) regulates two types […]
Consumer Connection: What is Travel Insurance?
Travel insurance safeguards your investment in a costly trip by covering unexpected events that could disrupt your plans. It can reimburse pre-paid, non-refundable expenses for unforeseen circumstances. Consider purchasing a […]
Consumer Connection: Insurance Tips for High School and College Graduates
Graduating from high school or college is a major milestone and comes with new responsibilities, including managing insurance needs. Whether driving a car, renting an apartment, or planning for your […]
Consumer Connection: Hail Claims
Hailstorms can cause significant damage to homes, vehicles, and other property, leading to costly repairs. Understanding how to handle an insurance claim after a hail storm can make the process […]
Consumer Connection: The Importance of a Home Inventory Before a Disaster or Insurance Claim
When disaster strikes, whether a tornado, fire, burglary, or other insurance-covered peril, homeowners and renters often find themselves overwhelmed by the loss and the claims process. One critical step an […]
Consumer Connection: Flood Preparedness and Insurance
Each spring brings about the possibility of flooding in Iowa. Damage caused by flooding is often a standard exclusion in homeowner, renter, and property insurance policies. In most flood-prone areas, […]
Consumer Connection: What is Insurance Fraud?
According to the Coalition Against Insurance Fraud (CAIF), insurance fraud costs consumers an estimated $308.6 billion annually in the United States, translating into roughly $900 per consumer due to increased premiums caused […]
Consumer Connection: End of Life and Financial Records Discussion at the Holidays
This holiday season Iowans will gather with loved ones and it is a great time for an open discussion about the location of important documents which detail end-of-life plans. An […]
